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  • Writer's pictureMike Lewis

Six Ways To Save Money On Home Insurance In The Market Today


Hey everyone! 👋 Are you feeling the pinch of increasing home insurance costs? 📈 Don't worry, you're not alone! Many of us are facing the same challenge. But guess what? There are steps we can take to navigate this situation and protect our wallets. 💪💰

1️⃣ Compare, compare, compare: Don't settle for the first quote you receive! Take the time to shop around and compare different insurance providers. Prices can vary significantly, and you might just find a more affordable option that suits your needs. At Archbold and Lewis Insurance, since we write with multiple top carriers nationwide, we can save you time and do that for you!

2️⃣ Review your coverage: Take a closer look at your policy. Are you paying for more coverage than you actually need? Consider adjusting your coverage levels to align with your specific circumstances. Remember, customizing your policy can help you save money. Maybe you are paying for "Other Structures Coverage" and don't even have a shed? We can save you money there too!!

3️⃣ Raise your deductible: Increasing your deductible is a smart move to lower your premiums. However, be sure to choose a deductible you can comfortably afford if you need to make a claim. It's about finding the right balance for your financial situation.

4️⃣ Bundle up: Check if bundling your home and auto insurance policies with the same provider can lead to discounts. Combining policies often comes with cost savings, so it's worth exploring this option. Don't worry, we do that too. Auto Insurance and Umbrella Insurance are our specialty.

5️⃣ Improve home security: Enhancing your home security not only provides peace of mind but can also lead to potential savings. Installing burglar alarms, security cameras, or even deadbolts can make your home less risky to insurers. We even have one carrier right now that will give you a SimpliSafe system for free just to get started with that peace of mind.

6️⃣ Maintain a good credit score: Did you know that your credit score can influence your insurance premiums? Keeping your credit in good shape can help you secure better rates. Stay on top of your finances and make timely payments to maintain a healthy credit profile.

Remember, rising home insurance costs may feel overwhelming, but with a proactive approach, we can manage them effectively. Let's protect our homes without breaking the bank! 💪🏠💙


Call us or text us today in Ossian at 260.622.4866. Call or stop by our Bluffton office at 260.824.5454 or start your savings plan 24/7 with a quote at www.archboldandlewis.com, then we can review your coverage and protection options at your convenience.

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